Why Pre-Qualify?

In the market for a mortgage? We will be glad to assist you! Call us at (951)840-4188. Want to get started? Apply Now.

Even if you've not narrowed down homes to visit yet, it's advantageous to visit with your mortgage pro early. Why? Perhaps it's difficult to understand how we can help even before you begin to calculate your offer.


We can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. This process walks you through your finances - your debt, income, career, and cash available for down payment, among other things. It's quick and basic; We keep the paperwork to a minimum.

We give you a Pre-Qualification Letter once you qualify, which says that we're confident you will qualify for up to a predetermined amount of mortgage loan dollars.

Power in the Pre-Qual

Various beneifits open to you after you find your new house, and have achieved pre-qualification. First, it helps you know the amount that you're able to offer. Having pre-qualification also will make your offer more attractive to the seller, as if you were bringing them a suitcase of cash! They will not need to wonder if that they have been wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to fret over. You'll have the sway of a buyer ready to make the deal on the spot!

We will help you pre-qualify

We can help you see how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. The process leads you through your finances - your debt, income, employment, cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.

One on one

You can always use the mortgage calculators here on our website to calculate the size mortgage you'll be able to afford - but it's also essential to talk with us. We can begin getting your pre-qualification letter. Next, we can consider your loan choices to make sure you are in the right one. Contact us at (951)840-4188 to get started.

Have questions about pre-qualifying? Call us at (951)840-4188. Budica Financial Corporation answers pre-qualifying questions every day.