The Importance of Pre-Qualifying

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Even if you have not narrowed down homes to view yet, it's advantageous to see your mortgage pro early. Why? How can we help before you have made your offer, and do not yet know how much you need to borrow?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you find out the amount in mortgage payments you can fit in your budget, and the loan amount you will qualify for. In this process, we calculate your borrowing capacity - looking at your employment, money available for down payment, existing debt, income, and other areas. It's short and basic; We take pride in keeping the paperwork light.

We will give you a Pre-Qualification Letter when you qualify, which states that we are confident you can qualify for a predetermined amount of mortgage dollars.

Pre-Qual Power

When you find the house that catches your eye, and you want to make an offer, being pre-qualified for a loan will do several things. First, it helps you know how much you are able to offer. Of greater importance to the current home owner, your pre-qualification is like your having walked into their house with a suitcase full of money to make the deal! They need not be concerned that they have been wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to worry about. They have a virtual guarantee that they can trust your buying power.

We can help you pre-qualify

We will help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. During the process, we explore your ability to borrow - analyzing your job, money available for down payment, debts, income, and other circumstances. We will require a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

While you are encouraged to benefit from our tools to calculate mortgage variables on this site, it will be a good idea to meet with one of our mortgage professional team members. For one thing, you will need a Pre-Qualification Letter! Then, we can make sure we have found the best mortgage loan program for you. Let us help you get started: Contact us at 9518404188.

Have questions about pre-qualifying? Call us at 9518404188. Budica Financial Corporation answers pre-qualifying questions every day.

Budica Financial Corporation

DRE Broker #01915532 NMLS #911613