Why Pre-Qualification is Important

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It's valuable to see a mortgage professional early, even if you haven't settled on the sort of house you hope to find. Why? How can we help you if you have not made your offer, and don't know yet the amount you need to borrow?

We Can Help You Pre-Qualify

We will help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. We accomplish this by reviewing your debts and income, your employment and housing circumstances, the funds available for a down payment, required reserves, and other financial considerations. It's a short, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter once you qualify, that documents that we're confident you'll qualify for a certain amount of mortgage loan dollars.

Pre-Qualification Power

After you locate a house that meets your needs, and you want to put together an offer, being pre-qualified for a mortgage loan will do several things. The first is that you'll know the amount you'll be able to afford when determining your offer. Of greater importance to the seller, your pre-qualification is like your having entered their front door with a suitcase full of money ready to make the deal! They will not need to wonder if they are wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to lose sleep over. You will have the clout of a buyer ready to make the purchase right now!

We help with your pre-qualification

Our mortgage professionals can help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. We do this by analyzing your income and debts, your employment and housing situations, the funds available for a down payment, required reserves, and some other things. It's short and basic; and we take pride in keeping the paperwork light.

One on one

While you are encouraged to benefit from our tools to calculate mortgage variables on our website, it's essential to sit down and talk with us. That way, we'll be able to help you get your pre-qualification letter. Next, we can consider your mortgage program options and make sure you are in the best one. We are waiting to hear from you: call us at 9518404188.

Have questions about pre-qualifying? Call us at 9518404188. It's our job to answer pre-qualification questions, so we're happy to help!