Why Pre-Qualification is Important

	Are you looking for a mortgage loan? We will be glad to assist you! Give us a call at 9518404188. Ready to get started? Apply Online Now.

Even if you haven't so much as narrowed down houses to visit yet, it is valuable to contact your mortgage pro early. Why? When you do not know yet how much home you want to qualify for, what could we do for you?

We Will Help You Pre-Qualify

We can help you calculate how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. During the process, we calculate your borrowing potential - reviewing your job, available money for down payment, existing debt, income, and other circumstances. It's quick and basic; We keep the paperwork light.

We will award you a Pre-Qualification Letter after you qualify, which documents that we are confident you will qualify for a certain amount of mortgage loan dollars.

Buying Power

Various advantages open to you after you find your next house, and have pre-qualification power. The first is that you will know what you'll be able to afford when putting together the offer. More important to the current home owner, your being pre-qualified is like your having walked into their house with a suitcase full of money to purchase their home! They will not need to be concerned that they are wasting their time if you don't be able to qualify for a high enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can fit in your budget, and the loan amount you can qualify for. We achieve this by considering your debts and income, your employment and residence circumstances, your available funds for down payment, required reserves, and other considerations. It's quick and to the point; and we keep the paperwork to a minimum.

One-on-One

It is vital for you to sit down and talk with us, even though you are free to also utilize the helpful mortgage calculator tools on our website. That way, we'll help you get your pre-qualification letter. Then, we will make sure we have the ideal mortgage loan program for your situation. Let us help you get started: Call us at 9518404188.

Have questions about pre-qualifying? Call us at 9518404188. Budica Financial Corporation answers pre-qualifying questions every day.