The Importance of Pre-Qualifying

Are you looking for a new mortgage? We can assist you! Call us at 9518404188. Want to get started? Apply Now.

It's valuable to see a mortgage professional first, even before you've determined what sort of house to look for. What for? How can we help before you have made your offer, and don't yet know how much you want to borrow?

Pre-Qualify

We will help determine how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. The process outlines your finances - your debts, income, employment, and down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.

After you are considered eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

When you locate a house that catches your eye, and you decide to put together an offer, being pre-qualified for a mortgage will do several things. The first is that you will know the amount you will be able to afford when determining your offer. Of greater importance to the seller, your pre-qualification is like your having entered their front door with a suitcase full of cash to purchase their home! They need not worry that they have been wasting their time if you don't be able to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to fret over. You can have the influence of a buyer ready to make the deal right now!

We will help you pre-qualify

We can help you see how much of a mortgage loan you can afford, and how much money you may be able to borrow, by walking you through the pre-qualification process. This process outlines your finances - your debts, income, career, cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.

One-on-One

You can certainly use the mortgage calculators here on our site to calculate the size mortgage you can afford - but it's also essential to meet with us. For one thing, you will want a Pre-Qualification Letter! For another thing, we might find a different mortgage option that fits your situation better. Let us get you started: Call us at 9518404188.

Have questions about pre-qualifying? Call us at 9518404188. It's our job to answer pre-qualification questions, so we're happy to help!


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Budica Financial Corporation

DRE Broker #01915532 NMLS #911613