Why Pre-Qualify?

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Even if you have not so much as narrowed down homes to visit yet, it is valuable to see your mortgage pro first. Why? When you don't yet know how much house you want to qualify for, how can we help?

Pre-Qualify

When we pre-qualify you, we help you determine the amount in mortgage payments you can afford, and how much we of a loan you can qualify for. In this process, we calculate your borrowing capacity - analyzing your job, money available for down payment, debts, income, and other circumstances. It's a quick, thorough process with minimal risks for papercuts.

When you qualify, will present to you a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which documents the fact that we are working with you to find the best loan program to fit your needs and that we are confident you'll qualify for a mortgage for a certain amount.

Power in the Pre-Qual

Holding your pre-qualification letter, some advantages are yours once you locate the home you want to make an offer for. The first is that you will know the amount you can afford when determining your offer. Having pre-qualification also will make your offer more attractive to the seller, as if you were bringing them a bag full of cash! They will not have to worry that that they have been wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't be something for them to fret over. You'll have the sway of a buyer ready to make the purchase on the spot!

We can help you pre-qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. We do this by reviewing your income and debts, your work and housing situations, your available funds for a down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

Face to Face

While you can benefit from our tools to calculate mortgage variables on our site, it will be essential to meet with one of our mortgage professional team members. That way, we'll be able to help you get your pre-qualification letter. Then, we can make sure we have the best mortgage program for you. Let us help you get started: Contact us at 9518404188.

Have questions about pre-qualifying? Call us at 9518404188. We answer pre-qualification questions every day.