Why Pre-Qualification is Important

	Are you looking for a new mortgage loan? We'd be thrilled to answer your questions about your mortgage needs! Call us at 9518404188. Want to get started? Apply Online Now.

It's helpful to bring in your mortgage loan professional as soon as possible — even before you've started narrowing down neighborhoods. What for? How can we help if you have not negotiated an amount, and don't know yet how much you need to borrow?

Pre-Qualify

Our mortgage professionals will help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. This process outlines your current financial situation - your debts, income, employment, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

When you qualify, we present to you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that documents the fact that we are partnering with you to find the best loan program to fit your needs and that we are confident you'll qualify for a loan for a specific amount.

Pre-Qualification Power

Several advantages open to you when you find your new house, and have achieved pre-qualification. First, it lets you know how much you are able to offer. Of greater importance to the home seller, your pre-qualification is like your having walked into their front door with a suitcase full of cash ready to make the deal! They need not wonder if they're wasting their time if you don't be able to qualify for a big enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to lose sleep over. You can have the sway of a buyer ready to make the purchase right now!

We help with your pre-qualification

Our mortgage professionals will help you find out how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. During this process, we explore your borrowing potential - analyzing your employment, available money for down payment, existing debt, income, and other areas. We will require a minimum amount of paperwork, and avoid a lengthy process.

One on one

While you are able to benefit from our tools to calculate mortgage variables on this site, it's a good idea to meet with us. For one thing, you'll need a Pre-Qualification Letter! Next, we can review your loan choices to be sure you are in the right one. Contact us at 9518404188 to get started.

Have questions about pre-qualifying? Call us at 9518404188. It's our job to answer pre-qualification questions, so we're happy to help!